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<DIV><FONT size=2 face=Arial>Please excuse--I know it's DON Ramsay as well as
anybody--my only excuse was that I had been listening to Dave Ramsey (financial
guy) earlier on the radio, and, when I was typing this, my wife had Dave
Ramsey on the TV. I've been unduly influenced by outside
sources!<G></FONT></DIV>
<DIV><FONT size=2 face=Arial>Sorry, Don!</FONT></DIV>
<DIV><FONT size=2 face=Arial>Bill Glaze</FONT></DIV></BODY></HTML>