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<DIV><FONT face=Arial
size=2>
<U>3 Years</U></FONT></DIV>
<DIV><FONT face=Arial size=2>Fidelity Energy
Fund +162.5%</FONT></DIV>
<DIV><FONT face=Arial size=2>VanGuard Egy
Fund +173%</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>No brainers.</FONT></DIV></BODY></HTML>