AMA Insurance

[Richard Strickland]

MessageMy Ins. guy said if it isn't specifially excluded--it would be included under Personal Property--but needs to be inventoried.  If you can't replace all your stuff AND the model related stuff--increase your limits.
Good luck Tom--Hope it takes a 120 degree turn NE.

RS
  ----- Original Message ----- 
  From: Wayne Galligan 
  To: discussion at nsrca.org 
  Sent: Wednesday, September 01, 2004 1:54 PM
  Subject: Re: AMA Insurance


  My Farmers agent told me my home owners policy would cover my hobby stuff up to 3% of my household coverage.  OR about $8000.  When I told him my competition planes cost(read...are worth) between $2000-$3000 he about choked and said I need to start playing golf again.  Home owners would cover my equipment in the trailer but my car insurance would not and the trailer needed a rider policy in order to be covered.
  Policy coverage will differ from area to area and between each policy depending on limits and type of coverage you choose.

  WG

    ----- Original Message ----- 
    From: Fletcher, Richard 
    To: 'discussion at nsrca.org' 
    Sent: Wednesday, September 01, 2004 11:51 AM
    Subject: RE: AMA Insurance


    My ins agent told me to add a rider to my home owners policy and to photograph all my stuff and store the photos at the office just in case my house burned down.



    Rich

      -----Original Message-----
      From: discussion-request at nsrca.org [mailto:discussion-request at nsrca.org] On Behalf Of cameron
      Sent: Wednesday, September 01, 2004 12:39 PM
      To: discussion at nsrca.org
      Subject: FW: AMA Insurance



      -----Original Message-----
      From: cameron [mailto:dentdoc007 at bellsouth.net] 
      Sent: Wednesday, September 01, 2004 12:35 PM
      To: 'tony at radiosouthrc.com'
      Subject: RE: AMA Insurance


      Tony is correct. I have made a 24,000 dollar claim within the last two years on JUST MODEL Airplanes & IF you can't prove what you had, Your out of luck.
       Document EVERYTHING you own! Review your insurance coverage limits & riders. Most Homeowners policies limit your benefits to Jewelry, Guns, Furs, Currency,Stamp collections, & yes Motor driven hobbies. Especially AVIATION related activities. I cannot say this enough READ THE FINE PRINT in your POLICY! 
       IF the coverage is NOT sufficient ADD RIDER coverage's. 
        God bless the souls affected by this past & forthcoming weather! Large Insurance claims are a B!t at h. All you can do is try to get close to what you had!

       BTW is this weekends Jacksonville contest a GO?  
        -----Original Message-----
        From: discussion-request at nsrca.org [mailto:discussion-request at nsrca.org] On Behalf Of tony at radiosouthrc.com
        Sent: Wednesday, September 01, 2004 9:49 AM
        To: discussion at nsrca.org
        Subject: Re: AMA Insurance


        Tom:
        Make sure your airplanes are included in your homeowners policy.  I would do an inventory, complete with video and take it with you.  
        Tony Stillman
        Radio South
        3702 N. Pace Blvd.
        Pensacola, FL 32505
        1-800-962-7802
        www.radiosouthrc.com
          ----- Original Message ----- 
          From: Tom Hinton 
          To: discussion at nsrca.org 
          Sent: Tuesday, August 31, 2004 6:49 PM
          Subject: AMA Insurance


          Does the AMA insurance cover losses due to hurricanes? Looks like we will be bugging out later this week and my planes will not make the traveling squad. Any suggestions?
          Tom
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