AMA Insurance

[Todd Schmidt]

Ron is correct! AMA insurance is secondary liability coverage after your homeowners liability limit is exceeded. It protects you if you are negligent for property damage or bodily injury to others. Your homeowners policy should cover your airplane stuff the same as your other personal property under the "wind peril".

Also, If you would turn on by mistake and shoot someone down while they are flying, look to your homeowners liability section for coverage to help replace the other persons plane. 

I only mention this due to a story I heard of what happened at the NATS. Someone shot another down, in return received a bill for damages of around 4K. Hard pill to swallow on your own!

Todd Schmidt
patternflyer/insurance agent    


  ----- Original Message ----- 
  From: Ron Van Putte 
  To: discussion at nsrca.org 
  Sent: Tuesday, August 31, 2004 6:58 PM
  Subject: Re: AMA Insurance



  On Aug 31, 2004, at 6:49 PM, Tom Hinton wrote:


    Does the AMA insurance cover losses due to hurricanes? Looks like we will be bugging out later this week and my planes will not make the traveling squad. Any suggestions?


  Check your homeowner/renter insurance policy. I never heard of AMA covering anything like damage from hurricanes. AMA's insurance primarily covers liability issues.

  Ron Van Putte
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